Can my insurance cover my therapy?
Yes. By using your PPO out of network coverage, your insurance provider may pay partial or full payment for therapy. The covered amount will depend on the coverage you contracted with your insurance carrier. Insurance carriers require you to have a diagnosis to receive reimbursement. Most common insurance psychiatric CPT codes: CPT:90791 Interview; CPT: 90834 is 45-minutes therapy; CPT: 90837 60-minutes therapy. Per your request, we will provide you with SuperBill that you may submit to your insurance carrier for reimbursement. If you are interested in learning more about insurance see the FAQ section of this website. NOTE: you may use your Health Saving Account (HSA) Card and Flex Saving Card for payment (and for medical cost deductions on taxes). Payment is due at time of service. Please see below Fee Schedules and payment options.
How much does therapy cost with doctor? A better question would be: How much is your happiness and health worth to you?
Dr. Freshwater provides in person Online Psychotherapy and Coaching Services click on link to learn more or go to Website Menu.
Dr. Freshwater also provides Concierge Psychotherapy and Counseling Services. Please click on link or go to Website Menu to learn more.
*Standard Fee Schedule with Dr. Freshwater
1st Session CPT: 90791: $350 for 60-minute Clinical BioPsychoSocial Assessment | Psychiatric Evaluation.
Therapy Session: CPT: 90834: $250 for 45-minute session.
Therapy Session: CPT: 90837: $300 for 60-minute session.
*Note: Additional add on time is in 15-minute increment blocks at $75.00 per increment and it is best to be scheduled in advance.
*If you request an Urgent session (i.e. can't wait until your next session), then we will do our best to accommodate your urgent request. There is a $65.00 add-on fee for your Urgency.
Laser Focus Sessions:
*Typically, therapy sessions occur 1-2x per week as a standing day and time reserved specifically for you.
Deep Dive Sessions:
*Therapy sessions occur 3 - 5X per week as a standing day and time reserved specifically for you.
*If you are looking for or are curious about more frequent sessions and/or whether a Concierge Services Plan or a Package Plan may best suit your needs, then contact us we are here to help. ***Package Plans are the best option for Deep Dive Session Frequency.
Concierge Therapy Services with Dr. Freshwater
Dr. Freshwater provides Exclusive Premium Concierge and V.I.P. Elite Concierge Services for the Discerning Individual. Click on link or go to website Menu to learn more about Concierge Services.
FEE SCHEDULES for Premium Concierge and V.I.P. Elite Concierge Services. Please contact Dr. Freshwater through encrypted email form. She will contact you to discuss which Concierge Therapy Services Plan: a) Concierge Premium services b) Concierge V.I.P. Elite service will best cater to your needs and lifestyle. Each plan has a specific Fee schedule, Fee package, and service options available. Dr. Freshwater will address your questions and learn about your most pressing needs. a) Concierge Premium or b) Concierge V.I.P. Elite. Thank you
Cost of Therapy
When reviewing the "cost" of therapy, you will also want to keep in mind that fair cost of psychotherapy varies depending on the providers level of education, licensure, additional certifications, areas of expertise, and years of practice. When you hire a therapist who is a licensed Clinical Psychologist with a PhD, with additional Post-Doctoral diplomas then you are making sure that you are hiring a doctor and a therapist with the highest level of degrees bestowed by academia and the highest degrees in the mental health market.
Please also keep in mind that other fields, such as, non-doctoral level clinicians: LMFC, LPC, and LSCW may offer lower fees due to their significantly limited education and training, and unregulated fields such as non-licensed individuals who offer coaching may offer different fees. You get what you pay for so know the credentials of the provider, so make your investment worth it.
Reduced Fee Schedule
**Dr. Freshwater offers a reduced fee for individuals who are financially burdened, but are motivated to improve their health. The reduced fee services are for Online therapy and for a limited time basis. Contact us to check on availability.
You are your own 401K. Invest in yourself. You are worth your investment. If You think WELLNESS is expensive, try ILLNESS
- Payment is due prior to or beginning of time of session.
- PayPal, Cash, Visa, Master Card, Discover, AMEX, and HSA and FSA cards.
Please visit the client forms page to access the following helpful forms:
- Credit Card Authorization Form
- Cancellation Policy Form
- Square Processing Form for Credit Cards
What Are The Standard Fees for Other Services?
$300.00 per hour: Time spent performing any other service that you request, or service deemed clinically necessary for your care, or required by Federal or State law. These services include: telephone conversations, texts, emails, consulting with other professionals, preparation of records, documentation, treatment summaries, discharge summaries. 15-minute increments are calculated at $75.00 per increment.
$350.00 per hour: Personality or emotional testing (psychological testing), test administration, scoring of test data, interpretation of test data, report writing, and feed back of results. 15-minute increments are calculated at $87.00. per increment add-on.
NeuroBehavioral Status Exam: $350.00 per hour for professional time rendered in Clinical Intake, NeuroBehavioral Status Exam testing, data scoring, data interpretation, report writing, and feedback.
NeuroPsychological Evaluation: $400.00 per hour professional time rendered in Clinical Intake, NeuroPsychological testing, data scoring, data interpretation, report writing, and feedback.
$250.00 for 60-minutes: Chakras balancing -BioFieldsEnergy Healing, - REIKI-TUMMO with brief BioPsychoSocial Clinical Examination.
Forensic, Legal, Court, IME, I-360
If you become involved in legal proceedings you will be expected to pay for all professional time, including preparation time, and transportation time & costs, even if Dr. Freshwater is called for testimony, and/or subpoena for records/documents, or called to testify for another party. Fee is $500.00 per hour for any or all preparation. You will pay in advance all transportation costs and also $500.00 per hour for travel time, and $600.00 per hour for deposition and $600.00 per hour for trial time, including wait time with a minimum of 3-hours.
If Dr. Shawna Freshwater an employee of NeuroPsychological Institute, P.A. or Spacious Therapy.com become involved in Disputes or Legal proceedings all time involved and rendered is at $500.00 per hour for any or all preparation. You will be responsible for payment of all transportation time & transportation costs (including $ 500 per hour of travel time), and $600.00 per hour for deposition, and $600.00 per hour for trial time, including wait time with a minimum of 3-hours.
If Dr. Shawna Freshwater an employee of Neuropsychological Institute, P.A. or SpaciousTherapy.com is retained as Expert or becomes involved in any legal proceedings and/or forensic work the Fee is 500.00 per hour for any or all preparation. You will also pay in advance all transportation costs, and travel time at $500.00 per hour, and $600.00 per hour for deposition, and $600.00 per hour for trial time, including wait time with a minimum of 3-hours.